Panama City Car Insurance Information

Car Accident Attorney in Panama City, Florida

Personal Injury Protection
Under the Florida Motor Vehicle No-Fault Law, all drivers seeking to register a vehicle in our state are required to purchase a Personal Injury Protection insurance policy, which provides coverage regardless of who is responsible for causing a car accident. This type of policy is available in minimums of $10,000 for injuries and $10,000 for property damage, and it covers you, your children and members of your household riding in your vehicle, as well as covering you if you are hurt as a passenger in another person's vehicle.

Bodily Injury Liability
The Florida Financial Responsibility Law requires drivers to pay for Bodily Injury Liability insurance, and sets minimum coverage figures at $10,000 per person and at least $20,000 per crash, as well as $10,000 for property damage. This type of policy will pay on personal injury or wrongful death claims filed by accident victims and their families, as well as providing the policy holder with legal defense in the event of a lawsuit.

Uninsured/Underinsured Motorist
State law requires a liability insurance policy to include uninsured/underinsured motorist coverage, and unless you have specifically waived your right to it you should have this type of coverage. A large percentage of drivers throughout the state choose to purchase the absolute bare minimum insurance policy in an effort to save money, and UM/UIM coverage makes it possible for you to recover the full value of your claim in the event that the other driver's liability policy is insufficient to pay for your costs.

Let a Panama City Accident Lawyer Help You

The unfortunate fact is that most insurance companies will go to great lengths to avoid paying a car accident victim the full value of a claim, and in practice many people in your position will accept a settlement that is far smaller than they deserve. If you are serious about recovering fair financial compensation for your injuries or for the loss of a loved one, come to Seaton Law Offices, P.A. We have extensive experience in representing our clients' insurance claims, and will fight for your right to fair a fair settlement.